Payroll · Updated for 2026

Gusto Review

Gusto runs payroll, taxes, and benefits across all 50 states with the best modern UX in the SMB payroll category.

Editorial score
4.7/5
Starting price
$40/mo + $6/employee
Best for
SMBs wanting payroll + benefits in one platform
Category
Payroll
Quick answer

Is Gusto worth it?

Gusto is the SMB payroll leader, combining full-service multi-state payroll, benefits administration, basic HR, and contractor payments in one modern platform. Strong accountant integrations and a transparent pricing model have made it the default recommendation for accounting firms.

Pros

  • Best-in-class modern UX
  • Full-service payroll in all 50 states
  • Benefits administration built in
  • Strong accountant partner program
  • Contractor-only plan for gig businesses

Cons

  • Limited international payroll
  • HR features lighter than Paycor or Rippling
  • Higher cost than Patriot or OnPay
  • Customer support inconsistent at peak times
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What customers say

Aggregated from verified user reviews on G2, Capterra, Trustpilot, and GetApp. Refreshed quarterly.

Aggregate rating
4.5/5
across 10,700 verified reviews
"Gusto made onboarding our first employee painless. Benefits, payroll, and tax filings all in one place — and the UX is genuinely good."
Rachel D. · Founder
10–50 employees
Verified on G2
"Our accountant recommended Gusto and we've been on it for four years. Multi-state payroll just works."
Brian K. · Owner
Verified on Capterra
"Support response time has gotten slower as they've grown. The product itself is still the best in SMB payroll."
Verified buyer · HR Manager
Verified on Trustpilot

Gusto pricing

Simple
$40+ $6/ee/mo
Best for: Single-state SMBs
Most popular
Plus
$80+ $12/ee/mo
Best for: Multi-state and PTO tracking
Premium
Custom
Best for: Dedicated support and HR advice

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Integrations

QuickBooksXeroSage IntacctPuzzleBILLExpensify

FAQ

Is Gusto worth it for a small business?

Yes, if you value modern UX, benefits integration, and accountant compatibility. For pure low-cost payroll, Patriot is cheaper.

Gusto comparisons

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